This collaboration marks the beginning of a transformative chapter for digital banking and financial services in Sri Lanka.
For over two decades, Craft Silicon has led innovation in financial technology, developing comprehensive digital banking platforms that serve more than 350 financial institutions across 30 countries.
Backed by a global workforce of over 600 technology specialists, Craft Silicon delivers end-to-end solutions that encompass core banking operations, mobile banking, instant lending, merchant payments, and even offline services for underserved and remote communities.
With the signing of this agreement, APTS becomes Craft Silicon’s exclusive partner in Sri Lanka.
APTS, an established systems integrator since 2008, will oversee the localized deployment, customization, and support of Craft Silicon’s solutions.
Through this partnership, Sri Lankan banks and financial institutions will now gain seamless access to world-class digital banking technologies, supported by on-the-ground expertise and service excellence.
“We are thrilled to partner with APTS as our exclusive representative in Sri Lanka,” said Kamal Budhabhatti, Founder & Chief Executive Officer of Craft Silicon.
“Together, we will enable Sri Lankan banks to leapfrog into a future-ready digital and AI banking ecosystem that is secure, agile, and customer centric empowering their customers to bank anytime, anywhere.”
“With Craft Silicon’s Nimble technology and APTS’s hands on service capabilities, banks in Sri Lanka can scale their digital transformation at their own pace,” added Namal Senaratna, CEO of APTS
“This flexible model allows financial institutions to expand services, reach new customers, and strengthen their competitiveness both locally and globally while reducing operational costs, improving profitability, and ensuring that banking systems are never a barrier to growth.”
APTS offers significant advantages for Sri Lanka's financial sector through its comprehensive technology solutions.
The company will manage seamless end-to-end implementation of core banking systems, lending platforms, and digital channels, with each solution customized to meet individual institutional needs.
Financial institutions will benefit from comprehensive local support through APTS's island wide, who provide round-the-clock support, training, and system upgrades to ensure smooth operations.
Additionally, APTS offers a growth-aligned cost model with scalable pricing structures that allow financial institutions to invest in technology in line with their business growth, ensuring maximum value and cost efficiency throughout their expansion journey.
As digital banking continues to shape the future of financial services worldwide, this partnership offers Sri Lankan financial institutions a rare opportunity to leverage globally proven technology while benefiting from trusted local expertise.
Both Craft Silicon and APTS are confident that this collaboration will significantly advance financial inclusion and accessibility across Sri Lanka, setting a new standard for digital banking in the region.
For more details, please Asia Pacific Technology Systems (Private) Limited via call +94 11 23756 56, email This email address is being protected from spambots. You need JavaScript enabled to view it. or visit 422/3, Galle Road, Colombo.
Image Caption – (Left – Right) - Mr. Livan Jayasekara – Chief Customer Officer (Asia Pacific Technology Systems) – APTS, Mr. Namal Senaratna – Founder / Chief Executive Officer (Asia Pacific Technology Systems) – APTS, Mr. Kamal Budhabhatti – Group Chief Executive Officer (Craft Silicon), Mr. Jaimohan Purushothaman – Chief Operating Officer India (Craft Silicon)