NDB Bank Introduces NDB Rewards – More Value, More Choice, and More Lifestyle Benefits with Every Credit Card Transaction
NDB Bank proudly announces the launch of NDB Rewards, an exciting new rewards programme designed to elevate the everyday spending experience of its credit cardholders.
Effective 1st March 2026, NDB Rewards brings greater value, flexibility, and lifestyle privilege to customers through an easy-to-use, fully digital points-earning ecosystem.
Built around modern consumer lifestyles, NDB Rewards allows eligible Cardholders to earn Reward Points on day-to-day personal transactions and redeem them for a wide array of experiences and merchant offers.
With transparent earning rules and a growing network of partners, the programme enables customers to enjoy more with every swipe, tap, or online purchase.
Earn More with Every Transaction -Through NDB Rewards, everyday purchases instantly become more rewarding.
Customers can earn Points on eligible local and international credit card spends, with enhanced earning opportunities available across popular lifestyle categories such as dining, lodging & travel Depending on the card type, customers enjoy bonus multipliers—up to 5X on international spend and up to 2X on domestic lifestyle categories—allowing them to earn Points significantly faster where they spend most frequently.
All Reward Points carry a clear and transparent value of LKR 1 per Point, making it simple for customers to understand the benefits they accumulate with each purchase.
Automatic Enrollment for Eligible Customers - Eligible Platinum and above NDB Credit Cardholders who maintain an active savings or current account with NDB will be automatically enrolled into NDB Rewards.
No additional registration or activation is required, ensuring a seamless start to the programme from day one.
All purchases made on Supplementary Cards will also contribute to the Primary Cardholder’s Rewards balance, helping families accumulate Points faster.
Redeem Points Across 180+ Lifestyle Partners - NDB Rewards brings together convenience, choice, and lifestyle value. Cardholders can redeem Points across a rapidly expanding network of over 180 clothing, dining, supermarkets, travel, lodging, and leisure partners through Thyaga.lk, NDB’s official rewards partner platform.
The minimum redemption starts at 2,000 Points, empowering customers to begin enjoying their benefits sooner.
Points remain valid for two years, giving customers ample freedom to plan and redeem at their preferred time.
A Seamless, Fully Digital Redemption Experience
Redeeming Points through NDB Rewards is effortless and secure:
1. Log in to the NDB Rewards portal using the registered mobile number or Rewards ID
2. Select the preferred merchant
3. Scan the QR code at the merchant location
4. Authenticate the redemption securely via OTP
The process is entirely digital—no paper vouchers, no delays, and no complications.
Designed to Deliver Everyday Lifestyle Benefits
NDB Rewards has been crafted to offer maximum value in a transparent and user-friendly format. Customers can enjoy:
A clear and consistent Points value
Bonus Points in high-engagement spend categories
A fast-growing network of lifestyle merchants
Automatic enrolment for eligible customers
A fully digital redemption platform
Convenience across domestic and international spends
With NDB Rewards, NDB continues to strengthen its commitment to rewarding customer loyalty and enhancing lifestyle experiences beyond traditional banking.
For More Information
For details on NDB Rewards, customers may contact:
24/7 NDB Contact Centre: 011 744 8 888
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.
Website: www.ndbbank.com
Rewards Catalogue: www.rewards.ndbbank.com
About NDB Bank
NDB Bank is the fourth-largest listed commercial bank in Sri Lanka.
The Bank was named Sri Lanka's Best Digital Bank for SMEs at the Euromoney Awards for Excellence 2025, and was awarded Domestic Retail Bank of the Year – Sri Lanka and Islamic Banking Initiative of the Year – Sri Lanka at the Asian Banking & Finance Retail Banking Awards 2025.
As the parent company of the NDB Group, encompassing capital market subsidiaries, NDB offers a uniquely integrated financial services portfolio dedicated to empowering the nation through meaningful financial and advisory solutions powered by digital innovation.